Why is Filing Chapter 7 Bankruptcy a good plan?

Why is Filing Chapter 7 Bankruptcy a good plan?: "Why Is Filing Chapter 7 A Good Plan?
Often times, it is common to hear people say negative things about those that file Chapter 7. Yet, those that have done this are the first to tell you just how beneficial it is to their lives. Is it a good thing? Is it cheating others of what you owe them? For each person there is a different outlook on this, yet the bottom line is quite clear. The fact is that people are seeking help when they are seeking Chapter 7 and by far most cases are from those that are looking for light at the end of the tunnel rather than those looking to cheat others."...